Saving Account Scheme :


Any individual can open savings bank account singly or jointly. SB Account of minors can be opened jointly with natural guardian/legal guardian. The applicant should furnish identity and address proof as given in account opening form (CIF for individuals), two photographs & PAN number/Form No. 60/61 while opening new account. In case the customer is unable to give any documentary proof of identity & address, to the satisfaction of the bank, the account can be opened with the introduction from existing account holder who has been subjected to full KYC procedure & having satisfactory operations in the account over six months.

Minimum banlance in the account

  1. Rs.100/- without cheque book facility
  2. Rs.500/- with cheque book facility


Nomination facility is available.


Interest is paid once in a year at prescribed rates. At present 3.5% p.a. simple.

Other Benefits

  1. The depositor can give standing instructions for transfer of funds from one account to another account, RD account etc, Insc. Premium, loan installments.
  2. NO TDS
  3. Deposit Insurance Cover upto Rs.1.00 lac.
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